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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,175 | $93,598+172.6% | $135,974+87.7% | $75,173+239.4% |
| Participation rate | 95.4% | 75.2%+20.2pp | 81.9%+13.5pp | 67.2%+28.2pp |
| Annual return | 21.58% | 30.89%-9.3pp | 68.30%-46.7pp | 160.72%-139.1pp |
| Employer contribution / active EE | $6,843 | $3,538+93.4% | $4,859+40.8% | $2,671+156.2% |
| Participant deferral / active EE | $14,802 | $6,405+131.1% | $7,760+90.7% | $4,126+258.7% |
| Admin fee / account holder | $1,732 | $6,978-75.2% | $10,767-83.9% | $5,651-69.4% |