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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,903 | $106,524+196.6% | $152,301+107.4% | $87,485+261.1% |
| Participation rate | 97.5% | 75.8%+21.8pp | 82.4%+15.1pp | 68.9%+28.6pp |
| Annual return | 17.54% | 26.89%-9.3pp | 80.50%-63.0pp | 26.06%-8.5pp |
| Employer contribution / active EE | $6,387 | $3,371+89.5% | $4,624+38.1% | $2,596+146.0% |
| Participant deferral / active EE | $13,983 | $6,525+114.3% | $8,004+74.7% | $4,274+227.2% |
| Admin fee / account holder | $20,111 | $8,287+142.7% | $14,398+39.7% | $7,775+158.7% |