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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,903 | $107,421+194.1% | $182,262+73.3% | $94,015+236.0% |
| Participation rate | 97.5% | 77.8%+19.8pp | 84.2%+13.3pp | 70.8%+26.7pp |
| Annual return | 17.54% | 21.32%-3.8pp | 140.60%-123.1pp | 17.84%-0.3pp |
| Employer contribution / active EE | $6,387 | $3,448+85.3% | $5,046+26.6% | $2,790+128.9% |
| Participant deferral / active EE | $13,983 | $6,558+113.2% | $8,276+69.0% | $4,249+229.1% |
| Admin fee / account holder | $20,111 | $8,692+131.4% | $16,712+20.3% | $8,951+124.7% |