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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,178 | $134,001-24.5% | $112,258-9.9% | $134,509-24.8% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.1%-25.1pp | 81.2%-31.2pp |
| Annual return | -18.53% | 47.15%-65.7pp | 27.47%-46.0pp | 418.13%-436.7pp |
| Employer contribution / active EE | $1,080 | $4,039-73.3% | $3,636-70.3% | $4,741-77.2% |
| Participant deferral / active EE | $12,705 | $5,291+140.1% | $4,728+168.7% | $6,400+98.5% |
| Admin fee / account holder | $20 | $7,491-99.7% | $6,411-99.7% | $11,427-99.8% |