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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,840 | $107,353-60.1% | $92,903-53.9% | $152,885-72.0% |
| Participation rate | 50.0% | 79.8%-29.8pp | 76.0%-26.0pp | 82.5%-32.5pp |
| Annual return | 23.76% | 145.62%-121.9pp | 109.43%-85.7pp | 345.39%-321.6pp |
| Employer contribution / active EE | $1,147 | $4,222-72.8% | $3,653-68.6% | $4,763-75.9% |
| Participant deferral / active EE | $4,307 | $4,848-11.2% | $4,238+1.6% | $5,851-26.4% |
| Admin fee / account holder | $20 | $7,081-99.7% | $5,795-99.7% | $11,598-99.8% |