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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,022 | $58,275-58.8% | $81,844-70.6% | $80,935-70.3% |
| Participation rate | 65.2% | 63.5%+1.7pp | 72.4%-7.2pp | 67.7%-2.5pp |
| Annual return | 13.46% | 41.82%-28.4pp | 778.87%-765.4pp | 35.66%-22.2pp |
| Employer contribution / active EE | $1,152 | $2,346-50.9% | $2,916-60.5% | $2,757-58.2% |
| Participant deferral / active EE | $6,118 | $3,285+86.2% | $4,323+41.5% | $4,299+42.3% |
| Admin fee / account holder | $1,439 | $4,749-69.7% | $7,355-80.4% | $6,924-79.2% |