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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,071 | $65,440-84.6% | $98,506-89.8% | $85,851-88.3% |
| Participation rate | 44.3% | 65.0%-20.8pp | 73.3%-29.1pp | 69.3%-25.1pp |
| Annual return | 43.07% | 21.75%+21.3pp | 1494.92%-1451.9pp | 318.63%-275.6pp |
| Employer contribution / active EE | $513 | $2,169-76.4% | $2,961-82.7% | $2,565-80.0% |
| Participant deferral / active EE | $2,617 | $3,168-17.4% | $4,277-38.8% | $3,952-33.8% |
| Admin fee / account holder | $49 | $4,596-98.9% | $5,955-99.2% | $6,261-99.2% |