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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,141 | $58,312-72.3% | $86,656-81.4% | $71,529-77.4% |
| Participation rate | 54.1% | 65.0%-11.0pp | 71.7%-17.7pp | 67.9%-13.9pp |
| Annual return | 35.83% | 24.08%+11.7pp | 593.09%-557.3pp | 28.97%+6.9pp |
| Employer contribution / active EE | $739 | $2,576-71.3% | $3,025-75.6% | $2,590-71.5% |
| Participant deferral / active EE | $3,701 | $3,439+7.6% | $4,439-16.6% | $4,291-13.8% |
| Admin fee / account holder | $1,648 | $1,057+55.9% | $5,619-70.7% | $1,588+3.7% |