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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,811 | $103,393-38.3% | $87,103-26.7% | $152,909-58.3% |
| Participation rate | 66.7% | 79.4%-12.7pp | 76.9%-10.2pp | 82.5%-15.8pp |
| Annual return | 24.73% | 28.10%-3.4pp | 28.19%-3.5pp | 345.46%-320.7pp |
| Employer contribution / active EE | $1,507 | $3,221-53.2% | $2,521-40.2% | $4,764-68.4% |
| Participant deferral / active EE | $2,381 | $4,778-50.2% | $4,049-41.2% | $5,851-59.3% |
| Admin fee / account holder | $0 | $12,195-100.0% | $7,491-100.0% | $11,601-100.0% |