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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,511 | $117,846+32.0% | $102,434+51.8% | $145,884+6.6% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 18.92% | 31.90%-13.0pp | 29.46%-10.5pp | 551.85%-532.9pp |
| Employer contribution / active EE | $2,600 | $3,615-28.1% | $3,023-14.0% | $4,662-44.2% |
| Participant deferral / active EE | $6,590 | $5,733+14.9% | $5,055+30.4% | $6,690-1.5% |
| Admin fee / account holder | $24 | $13,356-99.8% | $9,462-99.7% | $13,392-99.8% |