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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,049 | $28,624-26.5% | $53,647-60.8% | $82,637-74.5% |
| Participation rate | 27.7% | 47.3%-19.6pp | 56.3%-28.6pp | 68.1%-40.4pp |
| Annual return | 23.58% | 664.98%-641.4pp | 358.33%-334.8pp | 53.51%-29.9pp |
| Employer contribution / active EE | $350 | $637-44.9% | $962-63.6% | $2,552-86.3% |
| Participant deferral / active EE | $1,605 | $1,196+34.2% | $1,813-11.5% | $4,126-61.1% |
| Admin fee / account holder | $76 | $2,022-96.3% | $2,460-96.9% | $7,339-99.0% |