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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,254 | $29,670-58.7% | $56,054-78.1% | $80,911-84.9% |
| Participation rate | 28.6% | 41.7%-13.1pp | 52.5%-23.9pp | 67.6%-39.1pp |
| Annual return | 19.73% | 35.24%-15.5pp | 1705.95%-1686.2pp | 35.63%-15.9pp |
| Employer contribution / active EE | $244 | $670-63.5% | $1,039-76.5% | $2,756-91.1% |
| Participant deferral / active EE | $843 | $1,227-31.3% | $1,952-56.8% | $4,297-80.4% |
| Admin fee / account holder | $117 | $2,431-95.2% | $2,822-95.9% | $6,935-98.3% |