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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,472 | $57,305-83.5% | $86,640-89.1% | $75,173-87.4% |
| Participation rate | 88.5% | 63.2%+25.3pp | 71.7%+16.8pp | 67.2%+21.3pp |
| Annual return | 20.28% | 2674.24%-2654.0pp | 592.52%-572.2pp | 160.72%-140.4pp |
| Employer contribution / active EE | $1,785 | $2,316-22.9% | $3,024-41.0% | $2,671-33.2% |
| Participant deferral / active EE | $3,620 | $3,320+9.1% | $4,438-18.4% | $4,126-12.3% |
| Admin fee / account holder | $722 | $4,116-82.5% | $5,616-87.1% | $5,651-87.2% |