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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,261 | $54,370-90.3% | $82,763-93.6% | $68,490-92.3% |
| Participation rate | 86.0% | 63.9%+22.0pp | 72.6%+13.4pp | 67.9%+18.1pp |
| Annual return | -3.73% | -13.67%+9.9pp | 702.45%-706.2pp | -7.85%+4.1pp |
| Employer contribution / active EE | $1,524 | $2,219-31.3% | $3,008-49.3% | $2,597-41.3% |
| Participant deferral / active EE | $3,076 | $3,247-5.3% | $4,395-30.0% | $4,028-23.6% |
| Admin fee / account holder | $1,090 | $4,398-75.2% | $5,325-79.5% | $5,403-79.8% |