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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,053 | $65,434-92.3% | $98,483-94.9% | $85,847-94.1% |
| Participation rate | 84.0% | 65.0%+19.0pp | 73.3%+10.7pp | 69.3%+14.7pp |
| Annual return | 23.84% | 21.75%+2.1pp | 1494.38%-1470.5pp | 318.61%-294.8pp |
| Employer contribution / active EE | $1,084 | $2,169-50.0% | $2,961-63.4% | $2,565-57.7% |
| Participant deferral / active EE | $2,762 | $3,168-12.8% | $4,276-35.4% | $3,952-30.1% |
| Admin fee / account holder | $361 | $4,595-92.1% | $5,953-93.9% | $6,261-94.2% |