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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,669 | $69,590-77.5% | $136,867-88.6% | $94,015-83.3% |
| Participation rate | 84.9% | 66.3%+18.6pp | 74.5%+10.4pp | 70.8%+14.1pp |
| Annual return | 16.13% | 19.62%-3.5pp | 42.97%-26.8pp | 17.84%-1.7pp |
| Employer contribution / active EE | $1,784 | $2,396-25.6% | $3,547-49.7% | $2,790-36.1% |
| Participant deferral / active EE | $3,678 | $3,437+7.0% | $4,924-25.3% | $4,249-13.4% |
| Admin fee / account holder | $3,596 | $8,912-59.6% | $10,340-65.2% | $8,951-59.8% |