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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,180 | $217,427-85.7% | $185,837-83.2% | $167,518-81.4% |
| Participation rate | 55.6% | 86.0%-30.5pp | 81.7%-26.2pp | 82.1%-26.6pp |
| Annual return | 19.37% | 148.39%-129.0pp | 122.08%-102.7pp | 478.71%-459.3pp |
| Employer contribution / active EE | $1,786 | $5,874-69.6% | $5,168-65.4% | $4,838-63.1% |
| Participant deferral / active EE | $3,539 | $6,357-44.3% | $5,568-36.4% | $6,342-44.2% |
| Admin fee / account holder | $10,367 | $19,816-47.7% | $16,241-36.2% | $12,312-15.8% |