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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,896 | $174,379-38.7% | $152,093-29.7% | $138,895-23.0% |
| Participation rate | 60.0% | 81.6%-21.6pp | 77.8%-17.8pp | 79.9%-19.9pp |
| Annual return | 17.79% | 74.86%-57.1pp | 66.36%-48.6pp | 145.39%-127.6pp |
| Employer contribution / active EE | $1,426 | $4,652-69.3% | $4,175-65.8% | $4,194-66.0% |
| Participant deferral / active EE | $3,965 | $6,159-35.6% | $5,451-27.3% | $6,396-38.0% |
| Admin fee / account holder | $868 | $16,880-94.9% | $14,497-94.0% | $12,562-93.1% |