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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,802 | $160,040-84.5% | $147,096-83.1% | $145,877-83.0% |
| Participation rate | 84.6% | 84.0%+0.6pp | 82.2%+2.4pp | 80.3%+4.3pp |
| Annual return | 32.03% | 98.49%-66.5pp | 419.75%-387.7pp | 551.28%-519.3pp |
| Employer contribution / active EE | $515 | $5,289-90.3% | $4,936-89.6% | $4,663-89.0% |
| Participant deferral / active EE | $4,997 | $8,429-40.7% | $8,071-38.1% | $6,691-25.3% |
| Admin fee / account holder | $710 | $15,050-95.3% | $13,005-94.5% | $13,402-94.7% |