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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,358 | $185,312-83.6% | $161,489-81.2% | $154,746-80.4% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 17.63% | 103.84%-86.2pp | 89.72%-72.1pp | 172.34%-154.7pp |
| Employer contribution / active EE | $916 | $4,769-80.8% | $4,268-78.5% | $4,379-79.1% |
| Participant deferral / active EE | $2,143 | $6,350-66.2% | $5,630-61.9% | $6,730-68.2% |
| Admin fee / account holder | $417 | $18,654-97.8% | $16,006-97.4% | $14,365-97.1% |