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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,192 | $72,071+219.4% | $68,368+236.7% | $137,256+67.7% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.8%+12.0pp | 80.0%+5.8pp |
| Annual return | 17.56% | 353.14%-335.6pp | 292.57%-275.0pp | 220.34%-202.8pp |
| Employer contribution / active EE | $2,923 | $2,788+4.8% | $2,649+10.3% | $4,156-29.7% |
| Participant deferral / active EE | $4,761 | $4,410+8.0% | $4,123+15.5% | $6,407-25.7% |
| Admin fee / account holder | $587 | $5,336-89.0% | $5,150-88.6% | $12,270-95.2% |