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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,924 | $153,769-53.2% | $133,975-46.3% | $273,972-73.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 2.88% | 36.51%-33.6pp | 29.29%-26.4pp | 41.46%-38.6pp |
| Employer contribution / active EE | $8,557 | $6,029+41.9% | $5,211+64.2% | $4,869+75.8% |
| Participant deferral / active EE | $14,417 | $6,958+107.2% | $6,282+129.5% | $5,287+172.7% |
| Admin fee / account holder | $615 | $11,765-94.8% | $9,324-93.4% | $10,133-93.9% |