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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,448 | $201,344+47.2% | $184,243+60.9% | $145,877+103.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.17% | 29.01%-21.8pp | 28.82%-21.6pp | 551.28%-544.1pp |
| Employer contribution / active EE | $7,832 | $7,022+11.5% | $6,427+21.9% | $4,663+68.0% |
| Participant deferral / active EE | $29,500 | $9,807+200.8% | $9,132+223.0% | $6,691+340.9% |
| Admin fee / account holder | $197,246 | $16,382+1104.0% | $13,914+1317.6% | $13,402+1371.7% |