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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,537 | $102,422-49.7% | $147,117-65.0% | $80,959-36.3% |
| Participation rate | 89.7% | 75.9%+13.9pp | 82.2%+7.6pp | 67.7%+22.1pp |
| Annual return | 10.52% | 135.16%-124.6pp | 420.54%-410.0pp | 35.67%-25.1pp |
| Employer contribution / active EE | $2,475 | $3,717-33.4% | $4,932-49.8% | $2,757-10.2% |
| Participant deferral / active EE | $9,977 | $6,652+50.0% | $8,065+23.7% | $4,300+132.0% |
| Admin fee / account holder | $20,093 | $7,953+152.6% | $12,993+54.6% | $6,925+190.1% |