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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,312 | $109,620-67.8% | $148,496-76.2% | $94,015-62.4% |
| Participation rate | 85.0% | 71.3%+13.7pp | 76.0%+9.0pp | 70.8%+14.2pp |
| Annual return | 16.80% | 17.54%-0.7pp | 12.33%+4.5pp | 17.84%-1.0pp |
| Employer contribution / active EE | $1,581 | $2,618-39.6% | $3,497-54.8% | $2,790-43.3% |
| Participant deferral / active EE | $2,258 | $3,831-41.1% | $4,808-53.0% | $4,249-46.9% |
| Admin fee / account holder | $338 | $10,050-96.6% | $19,547-98.3% | $8,951-96.2% |