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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,955 | $114,119-40.5% | $107,187-36.6% | $138,895-51.1% |
| Participation rate | 77.8% | 78.1%-0.3pp | 75.0%+2.8pp | 79.9%-2.1pp |
| Annual return | 19.48% | 273.21%-253.7pp | 204.55%-185.1pp | 145.39%-125.9pp |
| Employer contribution / active EE | $2,368 | $4,059-41.7% | $3,782-37.4% | $4,194-43.5% |
| Participant deferral / active EE | $5,094 | $5,538-8.0% | $5,0960% | $6,396-20.4% |
| Admin fee / account holder | $858 | $10,024-91.4% | $9,162-90.6% | $12,562-93.2% |