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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,846 | $166,131-71.2% | $164,975-71.0% | $145,877-67.2% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 16.96% | 100.37%-83.4pp | 70.12%-53.2pp | 551.28%-534.3pp |
| Employer contribution / active EE | $2,111 | $5,276-60.0% | $4,343-51.4% | $4,663-54.7% |
| Participant deferral / active EE | $2,639 | $6,962-62.1% | $6,033-56.3% | $6,691-60.6% |
| Admin fee / account holder | $6,591 | $16,648-60.4% | $12,688-48.1% | $13,402-50.8% |