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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,846 | $166,089-71.2% | $164,928-71.0% | $145,978-67.2% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 16.96% | 100.26%-83.3pp | 70.08%-53.1pp | 550.52%-533.6pp |
| Employer contribution / active EE | $2,111 | $5,276-60.0% | $4,343-51.4% | $4,662-54.7% |
| Participant deferral / active EE | $2,639 | $6,961-62.1% | $6,034-56.3% | $6,690-60.6% |
| Admin fee / account holder | $6,591 | $16,641-60.4% | $12,684-48.0% | $13,400-50.8% |