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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,381 | $162,821-81.3% | $133,978-77.3% | $158,982-80.9% |
| Participation rate | 55.6% | 83.2%-27.7pp | 79.8%-24.3pp | 82.0%-26.4pp |
| Annual return | 23.67% | 41.95%-18.3pp | 45.10%-21.4pp | 302.99%-279.3pp |
| Employer contribution / active EE | $1,821 | $4,976-63.4% | $3,919-53.5% | $4,763-61.8% |
| Participant deferral / active EE | $2,277 | $5,910-61.5% | $5,047-54.9% | $5,983-62.0% |
| Admin fee / account holder | $4,265 | $11,742-63.7% | $8,930-52.2% | $11,252-62.1% |