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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $13,786 |
EDWARD JONES1 year Filed as: EDWARD D JONES AND CO Service code 16 · EIN 43-0345811 | Consulting | $6,406 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $2,390 |
Filed as: QUALIFIED RETIREMENT PLAN SERVICES Service code 13 PO BOX 99163 · RALEIGH, NC 276249163 | Contract Administrator | $450 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,320 | $61,338-70.1% | $149,717-87.8% | $71,495-74.4% |
| Participation rate | 81.5% | 62.5%+19.0pp | 78.8%+2.7pp | 67.9%+13.5pp |
| Annual return | 24.78% | 35.86%-11.1pp | 134.41%-109.6pp | 28.85%-4.1pp |
| Employer contribution / active EE | $1,410 | $2,381-40.8% | $4,820-70.7% | $2,589-45.5% |
| Participant deferral / active EE | $1,607 | $2,919-45.0% | $5,682-71.7% | $4,291-62.6% |
| Admin fee / account holder | $49 | $1,263-96.1% | $13,213-99.6% | $1,588-96.9% |