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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,339 | $65,083-71.8% | $143,788-87.2% | $66,930-72.6% |
| Participation rate | 100.0% | 65.2%+34.8pp | 80.3%+19.7pp | 69.8%+30.2pp |
| Annual return | -23.39% | -11.13%-12.3pp | -0.03%-23.4pp | 1.57%-25.0pp |
| Employer contribution / active EE | $3,627 | $2,361+53.6% | $4,952-26.8% | $2,545+42.5% |
| Participant deferral / active EE | $1,878 | $2,920-35.7% | $5,638-66.7% | $4,238-55.7% |
| Admin fee / account holder | $691 | $502+37.6% | $14,675-95.3% | $593+16.5% |