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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,273 | $85,060-52.7% | $70,565-42.9% | $139,487-71.1% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 9.21% | 30.39%-21.2pp | 32.79%-23.6pp | 373.84%-364.6pp |
| Employer contribution / active EE | $229 | $3,912-94.2% | $2,976-92.3% | $4,755-95.2% |
| Participant deferral / active EE | $5,642 | $5,891-4.2% | $4,568+23.5% | $6,713-16.0% |
| Admin fee / account holder | $8,821 | $8,932-1.2% | $6,430+37.2% | $11,407-22.7% |