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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,244 | $104,709-55.8% | $85,705-46.0% | $167,553-72.4% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 6.62% | 21.45%-14.8pp | 21.49%-14.9pp | 478.89%-472.3pp |
| Employer contribution / active EE | $2,881 | $3,338-13.7% | $2,619+10.0% | $4,840-40.5% |
| Participant deferral / active EE | $4,279 | $4,827-11.3% | $3,924+9.1% | $6,343-32.5% |
| Admin fee / account holder | $2,113 | $10,036-78.9% | $6,877-69.3% | $12,316-82.8% |