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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,832 | $96,524-64.9% | $75,900-55.4% | $152,909-77.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 13.37% | 33.93%-20.6pp | 30.73%-17.4pp | 345.46%-332.1pp |
| Employer contribution / active EE | $2,290 | $3,311-30.8% | $2,501-8.5% | $4,764-51.9% |
| Participant deferral / active EE | $3,166 | $4,554-30.5% | $3,604-12.2% | $5,851-45.9% |
| Admin fee / account holder | $1,396 | $8,082-82.7% | $5,421-74.3% | $11,601-88.0% |