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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,534 | $156,398-25.5% | $147,318-20.9% | $138,895-16.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 8.44% | 78.75%-70.3pp | 70.43%-62.0pp | 145.39%-136.9pp |
| Employer contribution / active EE | $2,440 | $4,853-49.7% | $4,593-46.9% | $4,194-41.8% |
| Participant deferral / active EE | $3,050 | $8,237-63.0% | $7,906-61.4% | $6,396-52.3% |
| Admin fee / account holder | $88,811 | $14,976+493.0% | $13,708+547.9% | $12,562+607.0% |