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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,217 | $95,979-58.1% | $74,551-46.1% | $135,380-70.3% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -28.58% | 56.97%-85.6pp | 32.53%-61.1pp | 519.81%-548.4pp |
| Employer contribution / active EE | $3,981 | $2,716+46.6% | $1,961+103.0% | $4,779-16.7% |
| Participant deferral / active EE | $18,382 | $3,844+378.2% | $3,108+491.4% | $5,609+227.7% |
| Admin fee / account holder | $5,714 | $6,522-12.4% | $5,059+12.9% | $10,828-47.2% |