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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,133 | $150,412-45.4% | $120,574-31.9% | $145,884-43.7% |
| Participation rate | 80.0% | 78.8%+1.2pp | 71.9%+8.1pp | 80.3%-0.3pp |
| Annual return | 11.68% | 154.50%-142.8pp | 107.42%-95.7pp | 551.85%-540.2pp |
| Employer contribution / active EE | $12,750 | $4,355+192.8% | $3,471+267.4% | $4,662+173.5% |
| Participant deferral / active EE | $1,678 | $6,175-72.8% | $4,996-66.4% | $6,690-74.9% |
| Admin fee / account holder | $317 | $12,224-97.4% | $9,445-96.6% | $13,392-97.6% |