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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,133 | $150,346-45.4% | $120,524-31.9% | $145,877-43.7% |
| Participation rate | 80.0% | 78.8%+1.2pp | 71.9%+8.1pp | 80.3%-0.3pp |
| Annual return | 11.68% | 154.40%-142.7pp | 107.36%-95.7pp | 551.28%-539.6pp |
| Employer contribution / active EE | $12,750 | $4,353+192.9% | $3,469+267.6% | $4,663+173.4% |
| Participant deferral / active EE | $1,678 | $6,172-72.8% | $4,994-66.4% | $6,691-74.9% |
| Admin fee / account holder | $317 | $12,215-97.4% | $9,440-96.6% | $13,402-97.6% |