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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,916 | $110,337-72.9% | $102,383-70.8% | $145,877-79.5% |
| Participation rate | 52.4% | 77.9%-25.6pp | 74.5%-22.1pp | 80.3%-27.9pp |
| Annual return | 14.28% | 24.83%-10.6pp | 24.94%-10.7pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,293 | $4,216-69.3% | $3,870-66.6% | $4,663-72.3% |
| Participant deferral / active EE | $1,682 | $5,621-70.1% | $5,060-66.8% | $6,691-74.9% |
| Admin fee / account holder | $695 | $9,750-92.9% | $8,391-91.7% | $13,402-94.8% |