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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,916 | $111,814-73.2% | $103,374-71.1% | $145,959-79.5% |
| Participation rate | 52.4% | 77.9%-25.6pp | 74.5%-22.1pp | 80.3%-27.9pp |
| Annual return | 14.28% | 24.77%-10.5pp | 24.89%-10.6pp | 561.95%-547.7pp |
| Employer contribution / active EE | $1,293 | $4,214-69.3% | $3,869-66.6% | $4,661-72.3% |
| Participant deferral / active EE | $1,682 | $5,618-70.1% | $5,058-66.8% | $6,689-74.9% |
| Admin fee / account holder | $695 | $9,754-92.9% | $8,394-91.7% | $13,398-94.8% |