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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,204 | $211,239-95.2% | $178,528-94.3% | $145,877-93.0% |
| Participation rate | 30.8% | 80.8%-50.0pp | 77.1%-46.3pp | 80.3%-49.5pp |
| Annual return | 14.85% | 30.22%-15.4pp | 27.11%-12.3pp | 551.28%-536.4pp |
| Employer contribution / active EE | $0 | $4,570-100.0% | $3,950-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,968 | $6,963-71.7% | $6,278-68.6% | $6,691-70.6% |
| Admin fee / account holder | $72 | $12,095-99.4% | $10,419-99.3% | $13,402-99.5% |