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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,235 | $111,785-48.8% | $93,669-38.9% | $145,877-60.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 15.51% | 203.79%-188.3pp | 133.59%-118.1pp | 551.28%-535.8pp |
| Employer contribution / active EE | $5,615 | $3,096+81.4% | $2,424+131.7% | $4,663+20.4% |
| Participant deferral / active EE | $12,211 | $4,919+148.3% | $4,416+176.5% | $6,691+82.5% |
| Admin fee / account holder | $9,541 | $10,256-7.0% | $8,291+15.1% | $13,402-28.8% |