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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,040 | $95,915-25.9% | $79,580-10.7% | $134,532-47.2% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -21.40% | -2.71%-18.7pp | 0.15%-21.6pp | 418.27%-439.7pp |
| Employer contribution / active EE | $5,806 | $3,129+85.6% | $2,413+140.6% | $4,741+22.5% |
| Participant deferral / active EE | $11,840 | $4,693+152.3% | $3,985+197.1% | $6,401+85.0% |
| Admin fee / account holder | $376 | $9,132-95.9% | $6,835-94.5% | $11,429-96.7% |