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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,491 | $95,979-65.1% | $74,551-55.1% | $135,380-75.3% |
| Participation rate | 66.7% | 75.7%-9.0pp | 69.1%-2.5pp | 82.6%-16.0pp |
| Annual return | -9.48% | 56.97%-66.5pp | 32.53%-42.0pp | 519.81%-529.3pp |
| Employer contribution / active EE | $3,226 | $2,716+18.8% | $1,961+64.5% | $4,779-32.5% |
| Participant deferral / active EE | $4,748 | $3,844+23.5% | $3,108+52.8% | $5,609-15.3% |
| Admin fee / account holder | $6 | $6,522-99.9% | $5,059-99.9% | $10,828-99.9% |