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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,444 | $112,729-33.1% | $98,716-23.6% | $137,256-45.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 7.83% | 38.48%-30.6pp | 31.81%-24.0pp | 220.34%-212.5pp |
| Employer contribution / active EE | $7,608 | $2,725+179.2% | $2,279+233.9% | $4,156+83.1% |
| Participant deferral / active EE | $30,844 | $4,640+564.7% | $4,048+662.0% | $6,407+381.4% |
| Admin fee / account holder | $40,330 | $10,129+298.2% | $8,703+363.4% | $12,270+228.7% |