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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,080 | $176,077-56.8% | $159,455-52.3% | $167,518-54.6% |
| Participation rate | 93.3% | 84.9%+8.4pp | 82.8%+10.5pp | 82.1%+11.2pp |
| Annual return | 18.05% | 331.83%-313.8pp | 263.63%-245.6pp | 478.71%-460.7pp |
| Employer contribution / active EE | $7,287 | $5,298+37.5% | $4,830+50.9% | $4,838+50.6% |
| Participant deferral / active EE | $2,934 | $7,751-62.1% | $7,353-60.1% | $6,342-53.7% |
| Admin fee / account holder | $1,079 | $12,556-91.4% | $10,800-90.0% | $12,312-91.2% |