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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,737 | $165,399-57.8% | $149,745-53.4% | $158,982-56.1% |
| Participation rate | 92.3% | 84.6%+7.7pp | 82.5%+9.8pp | 82.0%+10.3pp |
| Annual return | 16.79% | 348.34%-331.5pp | 276.72%-259.9pp | 302.99%-286.2pp |
| Employer contribution / active EE | $1,954 | $5,105-61.7% | $4,646-57.9% | $4,763-59.0% |
| Participant deferral / active EE | $5,393 | $7,183-24.9% | $6,843-21.2% | $5,983-9.9% |
| Admin fee / account holder | $812 | $10,811-92.5% | $9,312-91.3% | $11,252-92.8% |