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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,446 | $118,869+34.1% | $96,575+65.1% | $167,518-4.8% |
| Participation rate | 83.3% | 75.5%+7.8pp | 69.8%+13.5pp | 82.1%+1.2pp |
| Annual return | 10.25% | 50.49%-40.2pp | 37.79%-27.5pp | 478.71%-468.5pp |
| Employer contribution / active EE | $574 | $3,120-81.6% | $2,357-75.6% | $4,838-88.1% |
| Participant deferral / active EE | $5,566 | $4,616+20.6% | $3,849+44.6% | $6,342-12.2% |
| Admin fee / account holder | $2,965 | $8,067-63.2% | $6,182-52.0% | $12,312-75.9% |