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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,883 | $95,915+49.0% | $79,580+79.5% | $134,532+6.2% |
| Participation rate | 83.3% | 75.0%+8.3pp | 69.5%+13.8pp | 81.2%+2.1pp |
| Annual return | -17.31% | -2.71%-14.6pp | 0.15%-17.5pp | 418.27%-435.6pp |
| Employer contribution / active EE | $8,557 | $3,129+173.5% | $2,413+254.5% | $4,741+80.5% |
| Participant deferral / active EE | $5,576 | $4,693+18.8% | $3,985+39.9% | $6,401-12.9% |
| Admin fee / account holder | $3,099 | $9,132-66.1% | $6,835-54.7% | $11,429-72.9% |