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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,649 | $109,344+37.8% | $89,400+68.5% | $158,950-5.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 19.19% | 345.73%-326.5pp | 245.64%-226.5pp | 302.91%-283.7pp |
| Employer contribution / active EE | $7,588 | $3,170+139.3% | $2,586+193.4% | $4,762+59.3% |
| Participant deferral / active EE | $14,500 | $4,599+215.3% | $3,890+272.7% | $5,983+142.4% |
| Admin fee / account holder | $842 | $6,154-86.3% | $4,882-82.8% | $11,248-92.5% |