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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,717 | $101,063-33.0% | $81,473-16.9% | $147,586-54.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 17.80% | 32.41%-14.6pp | 38.78%-21.0pp | 578.59%-560.8pp |
| Employer contribution / active EE | $18,298 | $3,206+470.8% | $2,568+612.6% | $4,876+275.2% |
| Participant deferral / active EE | $11,833 | $4,242+178.9% | $3,537+234.6% | $5,439+117.6% |
| Admin fee / account holder | $443 | $5,812-92.4% | $4,561-90.3% | $10,886-95.9% |