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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,327 | $81,504-24.8% | $102,437-40.1% | $80,959-24.2% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 7.54% | 25.60%-18.1pp | 24.95%-17.4pp | 35.67%-28.1pp |
| Employer contribution / active EE | $6,660 | $3,104+114.6% | $3,871+72.1% | $2,757+141.6% |
| Participant deferral / active EE | $6,469 | $3,871+67.1% | $5,060+27.9% | $4,300+50.4% |
| Admin fee / account holder | $632 | $6,719-90.6% | $8,388-92.5% | $6,925-90.9% |