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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,035 | $62,409-50.3% | $120,380-74.2% | $74,400-58.3% |
| Participation rate | 77.5% | 56.8%+20.7pp | 71.9%+5.5pp | 67.2%+10.2pp |
| Annual return | 20.31% | 18.62%+1.7pp | 107.28%-87.0pp | 1367.51%-1347.2pp |
| Employer contribution / active EE | $1,374 | $1,847-25.6% | $3,465-60.3% | $2,624-47.6% |
| Participant deferral / active EE | $4,465 | $2,888+54.6% | $4,992-10.6% | $4,348+2.7% |
| Admin fee / account holder | $3,377 | $2,394+41.1% | $9,421-64.2% | $1,944+73.8% |