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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,546 | $149,778-91.0% | $118,946-88.6% | $158,966-91.5% |
| Participation rate | 91.7% | 82.1%+9.6pp | 75.4%+16.3pp | 82.0%+9.7pp |
| Annual return | 39.94% | 19.95%+20.0pp | 35.89%+4.0pp | 302.95%-263.0pp |
| Employer contribution / active EE | $1,514 | $4,117-63.2% | $3,263-53.6% | $4,762-68.2% |
| Participant deferral / active EE | $4,279 | $5,225-18.1% | $4,266+0.3% | $5,983-28.5% |
| Admin fee / account holder | $317 | $8,604-96.3% | $6,581-95.2% | $11,250-97.2% |